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Where We Were Right. Their State of Lending: Pay Day Loans

Municipal Bylaw Review

We had been proper within our issues in regards to the provincial government’s devolution of regulatory capacity to municipalities. Ontario’s legislation offered municipalities the capacity to make use of zoning bylaws to “define the location for the municipality by which a cash advance establishment may or might not run and restrict the sheer number of pay day loan establishments.” We offered this measure a D grade, citing issues concerning the method by which municipal policies might accidentally restrict customer choices and play a role in the introduction of monopolistic tendencies in municipal areas. Read the rest of this entry »